Hey, here are some issues that would stop me from buying your inner wallet:
1. Pricing is too expensive, I mean with those prices I could pay someone to help me manage my finnances once a month and I'd talk to a person instead of a bot.
2. Tracking my expenses isn't a particularly interesting feature since most bank accounts, that have their own application, will be able to display this to you.
3. Your most important feature (atleast it seems like the most reasonable one for someone to pay for it) would be to get insights regarding your financial situation. However, on the website feature descriptions there is not a good example of just how 'good' these insights could be. Thus, as a customer and knowing that you're using AI to produce these insights, I find it questionable whether or not those insights will provide any positive value to my financial situation other than billing me $10 a month. Even if they help me to get a better hold of my finances, you would be better of explaining me how are you going to make customers save more money than the money you charge them.