1 in 5 households in America is a millionaire.<p>We need to stop treating "millionaire" to mean "rich" like it did before decades of inflation. A two-earner household, that buys a house, uses their employer's 401k and just generally is financially prudent will have a net worth over a million well before retirement.<p>In fact, to encourage responsible retirement planning, we should probably start treating it as an expectation to be a millionaire at time of retirement. If you're not on track to be a millionaire at 65, you need to save more.