> <i>“In 2022, it was so dry that we only harvested half of our crops, and our neighbors harvested none. However, they were better off because they had crop insurance on everything. Advancement comes at a cost.”</i><p>I think this points to both how integrated financial planning based on other people's risk assessment farming is, and how complicated the decision logic can be. He cannot get crop insurance for some of his farm because his crop diversity runs counter to mass production driven views of cropping, and he plants varieties and seeds which aren't normal in his climate zone so the insurer has no track record to base risk on.