Hello HN Community,<p>I built a simple credit assessment tool (Vibe coded using Chatgpt & edited) for wholesale distributors in India, where informal credit is commonly used to supply retail shops. This tool helps distributors decide how much credit to extend based on a shop’s profile.<p>Note: The amounts are displayed in Indian Rupees.<p>We’d love your feedback, criticisms, and questions!<p>P.S. We're working on building the Faire for India—an instant inventory platform that lets small stores stock only what they need, reducing both overstocking and stockouts while improving cash flow.