It's a good thing the weight of responsibility is lowered onto our shoulders slowly. You're complaining about bike maintenance, but owning a home is way worse (something is always broken). And when you get married, your spouse is likely also working ... it's quite a shock when one of you has to stay home with the kids. My advice to any newly graduated (and newly earning) workers is to save everything you can. And if you get married, live off one income while saving the other.<p>Have fun ... life can be rewarding without spending a dime!