PayMill, Stripe clone, rolls out silently across Europe

This was created by the Samwer brothers, who have an interesting history of cloning sites and flipping them, often to the company they cloned:<p><a href="http://www.wired.co.uk/magazine/archive/2012/04/features/inside-the-clone-factory?page=all" rel="nofollow">http://www.wired.co.uk/magazine/archive/2012/04/features/ins...</a><p>So, proceed with caution if you decide to use them. (That being said, I wonder if Stripe will just buy them in order to get European payments working?)

If someone was wondering here are the supported countries: Denmark, Germany, Estonia, Finland, France, Greece, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Austria, Poland, Portugal, Sweden, Switzerland, Slovakia, Slovenia, Spain, Czech Rep ., Turkey, UK, Hungary, Cyprus (Greek part), Israel. (from <a href="https://www.paymill.com/en-gb/support-3/worth-knowing/terms-conditions/index.html" rel="nofollow">https://www.paymill.com/en-gb/support-3/worth-knowing/terms-...</a>)

While I applaud any move to bring more payment options in Europe this is really still very german focused and appears only half baked. The English documentation is interesting with lots of muddled terminology and when you start the application process bit's of it are still in german in places. The site also seems to lack error and confirm messages (wondering if this is simply not translated)<p>For those in the UK jumping for joy at a Stripe like payment gateway there is a bit of a gotcha it only supports Euros.<p>Also there is no details about who is actually processing the payments and several interesting and dubious (but again could simply be translation problems) statements about PCI compliance on the site which could make due diligence interesting.<p>Something to watch, but for UK merchants I suspect it may be a lot of work to get going so not quite the frictionless option people are holding out for. Be interesting to hear from a German companies perspective to see if similar issues exist on the paymill.de site?

At Spreedlycore we support 40 + payment gateways. (our target audience are developers/applications that need to work with more than one payment gateway) No one's asked us about PayMill yet. It'll be interesting if they do.<p>It worries me when the first two sentences contradict each other: "Paymill enables you to offer credit card payments on your website within a short time. There is no waiting time" Which one is it?<p>I hope it's the real deal because the world needs it (we deal with a lot of non US developers around payments all the time so know the pain). But Stripe hasn't nailed it and Braintree couldn't nail the "immediate sign up" outside of the US so I too will wait to hear if it's all that much different.<p>Lastly looks like just Visa/MC. No AMEX or Discover which isn't the terrible but worth noting vs other options. (AMEX is more expensive so not having it I'm sure helped them get to 2.9%)

This is major news for startups in Europe. Major news.<p>The only issue I have is that the activation process seems like any other merchant account application. It will be interesting to hear from people who are rejected in the activation process to see how 'frictionless' these guys really are!

It's definitely been very annoying for us outside of the US watching the light speed evolution of payment systems happening there <i>and only there</i>.<p>So this is good news for my European friends.

To those mentioning it looks 'half backed' (and wondering whether it works): Samwer brothers' companies are built to flip. From talking to their devs at meetup (not paymill's, but other rocket company), they mention software dev practices leave a lot to be desired. Whatever it takes to get something out of the door. Code quality is not a priority. This makes me reticent, even though I really need a real EU stripe.

Interesting. This still needs to play out, but it seems like a lesson to geography-bound US startups (airbnb, stripe etc). I guess the question is, how much does execution count for? If I'm a Europe-based dev, do I <i>really</i> care that this isn't Stripe?

Here's a previous HN thread on PayMill with some solid comments: <a href="http://news.ycombinator.com/item?id=4380302" rel="nofollow">http://news.ycombinator.com/item?id=4380302</a>

This is great news, but I will probably try and wait for Stripe as I have no urgency to move today.<p>Why? Because this looks like where Stripe <i>were</i> and I know that when Stripe finally makes it to the UK they are the ones pushing the envelope and I want to be where they <i>are</i>.<p>I also hope Stripe will be more competitive on fees.<p>Obviously, should the need be pressing then this looks like a good stop-gap.

I've been using this service for a month and a bit now and it's worked really well. There is dramatically more paperwork compared to Stripe, but it works and it's way way better than anything else available in Germany.

I'm using them for a month now and i'm quite happy with the service. Especially compared to the CC gateways we were using before. Their support team is very competent and usually reply within a few minutes. (I had some problems with the Magento Extension but they fixed it and pushed a new version of the extension to their github).

Do I have to be PCI compliant if I use them?

Looks like I'm signing up with these guys then! Just this week I asked the Stripe team when their UK launch would happen.

Can I use PayMill to except payments from clients in the EU if I'm a US-based business?

Rocket is at it again.

Is this Samwer-linked?

I really like the way they are presenting their API. A simple example is better than an entire of page of documentation. Kind of how w3schools does it.

The activity of a Payment Service Provider is heavily regulated in EU, a license is required - But no mention of this on the site.

I still don't see how Stripe and PayMill are different from companies like SWREG that have existed since the time of Compuserve. Why is everyone so enthusiastic about Stripe? I honestly don't understand.

Good. Stripe waited for Intl forever

holy shit, they support turkey. yay!

they still only support Euro currency.

<i>This connection is untrusted.<p>The certificate is only valid for the following names: .paymill.de , paymill.de</i><p><a href="http://i.imm.io/Lcpp.jpeg" rel="nofollow">http://i.imm.io/Lcpp.jpeg</a><p>Anyone else getting this error?

The site has German words on some pages even though I've switched to the English locale.

Holy shit, bootstrap buttons, get me out of there ...