I some understanding of the nature of money provides some perspective on this question.<p>All money is created via debt, and debt has interest owing on it, money to represent that interest was not created when the debt was issued, so there is more debt than there is money. Therefore, more money needs to be borrowed to pay back the already owed interest, but that newly borrowed-into-existence money also has interest owing...and so the cycle continues.<p>We will never collectively benefit from our collective productivity-the benefits constantly wiped out by the having to pay yesterdays interest by borrowing more today.