Ask HN: Moved to Toronto from SF? Share your experience.

<i>I'm from Toronto</i> I've read some comparisons on costs of living, taxes, etc on blogs that are a few years old. Need an update whether it's worth moving from Toronto to SF, or for those that moved here, do you hate it here? And why? Is it really true stores close earlier in the Bay Area than in Toronto? Besides now having to deal with Canadian winter, what else do you love about SF? How diverse are the neighbourhoods in SF, compared to Tdot? What's your equivalent of Queen Street?