I am creating an online record shop for the African market but since most people in Africa don't have debit cards to use for payments online, I'll need to implemement some sort of gift card system that people can buy on the high street and use it to top up their account online and use that to buy music, like the way you can buy iTunes gift cards in shops.<p>I have no clue how to set this up as I have only been programming for about a month, hence I have very little experience.<p>Can someone please point me in the right direction.<p>Thank you