Not sure why all the comments here are harping on the "one line" thing.<p>The point is that you can transfer money with one command and no pre-existing state. That's pretty great.
I'm waiting for someone to create a service on top of this. Think Stripe for ACH transfers.<p>I badly want to use this but the required BSA/AML and CIP compliance are too much for my startup. I would gladly pay someone to handle this compliance and just let me call an API.
Looking for where someone mentions <a href="http://www.opentransact.org" rel="nofollow">http://www.opentransact.org</a> but can't find it so I'll mention it.