As much as the article claims that it's not conflating correlation with causation, this sort of sentence really throws some red flags for me:<p>"The moral is clear though - If you want to keep the fires burning into your golden years, get your financial affairs together early. (Not too early, though. Right around age 35 would be perfect.)"<p>Overall, the author seems to be forcing trends that simply aren't there. Looking at this data set, it seems just as likely that all of these trends can be explained with the idea that young people don't have as much money and have more sex than old people. The sex-per-year differential within any age and gender group is less than 5 times per year.