Obamacare is NOT about health insurance. It's about catastrophic injury insurance, which you are very, very unlikely to ever need. In the past, in the event of catastrophic injury, you declared bankruptcy and the hospital ate the bill. Now, in theory, some insurance plan will be on the hook for those costs.<p>Because of the way co-pays and deductibles work, you have to be in the top 10% or maybe 15% of health care spenders before you even break even with what you've paid in on a Bronze plan (by far the most popular self-purchased plan). Catastrophic injury type health insurance has been available for awhile, at reasonable rates, unless you had a serious pre-existing condition. So there's not much new here except for improved access for the chronically ill (or their breadwinners), who seem unlikely to be prime candidates for entrepreneurship.<p>It's incredible how much disinformation there is around ACA fueled by political agendas on both sides, and how little most consumers understand of the law's actual impact on the health care and employment markets.