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Introducing Login and Pay with Amazon

353 点作者 werner超过 11 年前

31 条评论

DenisM超过 11 年前
Salient point: The fees start at $0.30 + 2.9% and go down form there, reaching $0.30 + 1.9% when you reach $100k&#x2F;mo in volume.<p><a href="https://payments.amazon.com/business/pricingPlan" rel="nofollow">https:&#x2F;&#x2F;payments.amazon.com&#x2F;business&#x2F;pricingPlan</a>
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simplekoala超过 11 年前
Is it Werner Vogels (Amazon&#x27;s CTO) who submitted this story?
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saurik超过 11 年前
Amazon already offered the login feature (this was launched earlier this year), and they already offered an API-based payments platform (Amazon Flexible Payments, launched in 2008). Rather than just allow you to pass login tokens to Flexible Payments, however, they have decided to provide a completely incompatible API with a new set of endpoints, a completely incompatible accounting system, and even completely new terminology to describe the same set of steps. As someone who has invested heavily in Amazon Payments solution over the last four and a half years (for a long time I had been their largest customer doing mobile payments, and when jailbreaks come around I still leap upward in their charts), I frankly look at this as a massive &quot;fuck you&quot;, and not any kind of reasonable step forward :(.<p>Seriously: integrating payment processing is never the hard part; instead, it is integrating all of the accounting backends from different providers so you have all of the charges, fees, fines, refunds, disputes, etc. all being calculated and scraped in a way such that despite processing millions of transactions you are in a position to, for example, file things like VAT and income tax. It can take months of experience to figure out &quot;oh, this API is failing to correlate chargebacks in these specific circumstances, but I can work around the issue like this&quot; or to learn what all the different kinds of error messages that a user can end up seeing so you can provide support. It might even be worth it occasionally to rewrite everything if the new services always provided a superset of the functionality from the old ones and there was some kind of migration path, but Amazon just keeps making entirely unrelated solutions.<p>After the way Amazon has treated their FPS platform (they seem incapable of making even trivial changes: even just fixing wording in e-mails that they agree is flawed and confusing to users), I cannot imagine ever investing in another Amazon Payments product again (and I have tons of more reasons why I&#x27;ve come to this position, which I&#x27;m probably going to be putting together into a blog post soon, largely having to do with the lack of any reasonable payment fraud prevention model for third-party products). I honestly get the impression that they outsource all of their development for Amazon Payments and no longer have any expertise in-house required to actually maintain the software once deployed. (If nothing else, from having the opportunity to speak with a couple Payments developers working out of Amazon&#x27;s India offices, I know that they are not running development for these products out of Seattle; the time zone differences might just be horribly brutal attempting to coordinate?)<p>To be clear: I tried very hard to work with them, having tons of meetings with greater and greater numbers of people on their side, putting together more and more detailed descriptions of what is going wrong on their end (even teaching them some things about payment fraud, which simply should not happen: I should not ever have anything insightful to say about payment fraud that they haven&#x27;t already spent years thinking about... I&#x27;m just a tiny merchant, whereas they are either one of the world&#x27;s largest merchants or a payment processing firm depending on which angle you are looking at them from ;P), before finally giving up a few months ago (I&#x27;ve just resolved to remove them entirely from my stack and replace them with more reasonable solutions).<p>Somehow PayPal manages, every few months, to provide interesting new functionality--even provide entirely new API layers--and it all maps back to the same accounting backends, old code continues to work with minimal changes, and the UI keeps improving (slowly, but surely). Amazon FPS in 2008 far surpassed similar offerings, but in the last five years PayPal simply built up the same functionality (better) while Amazon let theirs rot. It isn&#x27;t even clear how this new Login and Pay with Amazon service is connected with Amazon Payments: they mention a random subset of the now-numerous Amazon payments-related products in the documentation as being incompatible with this (including Checkout by Amazon), but they don&#x27;t even bother to mention a whole host of others (including Flexible Payments and Simple Pay). I&#x27;ve found an older version of the documentation (using Google Cache) that references Amazon Payments Advanced (another Amazon Payments offering that seemed targeted, ironically, at less advanced use cases), but the new integration guide limits the scope to just payments made via this service. They seriously have so many incompatible solutions now that it doesn&#x27;t even seem worthwhile attempting to document how they relate :(.
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dingaling超过 11 年前
Humble Bundle started offering &#x27;Pay with Amazon&#x27; a couple of years ago and it is very slowly expanding, in the UK at least.<p>I looked into it last year and from the merchant perspective you have to <i>try</i> do the maths up front. There is a trade-off between micropayments and &#x27;standard&#x27; amounts, with the fee and per centage varying. There are discounts for higher volumes but not automatically applied. All in all it reminded me of trying to calculate AWS bills up-front; not trivial and prone to assumptions.<p>I&#x27;d say it targets an interesting niche the folk whom I know use it prefer Amazon&#x27;s name to Paypal, and they are mostly higher-than-average salaried. I wonder what the comparison with other payment methods&#x27; demographics is?
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Smrchy超过 11 年前
I just wish Amazon would not talk about 200m accounts worldwide and then offering payments only for US customers.
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buro9超过 11 年前
&quot;Make Amazon&#x27;s Customers Your Customers&quot;<p>Except this is on your web-site and you would be making your customer Amazon&#x27;s customer.<p>There is a deep conflict in this solution, and no doubt some people will jump for it not deliberating on what it could mean for them.<p>For me this represents a shift away from payment processing (Stripe, or even PayPal), and towards ownership of the set of master records that power an online commerce business. There is a fine but clear line between helping to process a payment and taking over the ownership of the customer. This is your customer, not Amazon&#x27;s, and the master record should be in your hand and leveraged by you, not Amazon. I would be very hesitant to walk this path.
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jusben1369超过 11 年前
This is going to be tough. A lot of merchants won&#x27;t want a competitor (Amazon) to be anywhere near their site - especially at checkout. &quot;Oh yeah, pay by Amazon. I wonder if they have this item cheaper there&quot; Typically PayPal and Apple don&#x27;t have that conflict
devx超过 11 年前
Can Amazon develop a &quot;21st century&quot; payment system for its associate affiliates that doesn&#x27;t involve receiving <i>checks</i> 4 months later? It&#x27;s such a ridiculously obsolete system for one of the biggest web&#x2F;digital companies.
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tlrobinson超过 11 年前
Ok, now how about enabling HTTPS for amazon.com?<p>Off topic, I know, but come on. It&#x27;s the last major service I use that doesn&#x27;t even support it.
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Dirlewanger超过 11 年前
I&#x27;m all for anything that slowly usurps Paypal as the ubiquitous middleman for paying online.
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gingerlime超过 11 年前
Is this available internationally and&#x2F;or with non $ US currencies?
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bosky101超过 11 年前
<p><pre><code> &gt;&gt; at this time it does not support payments for digital goods or services. </code></pre> Found this in the fine print.<p>~B
untilHellbanned超过 11 年前
&quot;When they login with Amazon, you get the customer&#x27;s name, email address and zip code&quot;<p>Getting email addresses is the key. That doesn&#x27;t happen with most 3rd party-login&#x2F;OAuth implementers.<p>&quot;Rates for Micropayments: For transactions less than or equal to $9.99, we offer a fee of 5.0% + $0.05 per transaction.&quot;<p>These micropayment rates match Paypal and is better than Stripe.<p>I&#x27;m keeping an eye on this.
omarrr超过 11 年前
This has the potential of being a serious competitor to Paypal. Amazon is on a roll.
leejoramo超过 11 年前
Who else provides this combination of both login and payment processing?
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zt超过 11 年前
I think ultimately the big identity services will basically be how we pay for things on the internet. That&#x27;s this Pay with Amazon one-click button, where pay with GMail will go, and what Facebook will eventually come to if they ever care about payments. This causes some problems as your accounts become all the more valuable, but why should I ever have to enter my credit card info on the web more than once?
marcamillion超过 11 年前
Uggghhh....why can&#x27;t Amazon make something simple.<p>I want to know basic things like how would I - as a developer - get my money when people pay me.<p>Why is that so hard to find?
bigdipper超过 11 年前
This is a smart move (ignoring their half assed attempts earlier in their lives).<p>1. Vertical integration with merchants that sell on amazon and their own websites 2. Encourage merchants to inventory, and fulfill and transact via amazon 3. Enable a Global marketplace for their merchants 4. Next step, subscriptions and data.<p>But it all hinges on execution...
MaxGabriel超过 11 年前
I just saw this used on the wifi purchase page on my flight to San Francisco.
akurilin超过 11 年前
Does this take care of subscriptions, or is this for one-time payments?
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nly超过 11 年前
So is this just an few-click OAuth thing? Click the button on a 3rd party website, and if you&#x27;re logged in to Amazon, they send over your details, charge you, and you&#x27;re done?
chiph超过 11 年前
How do I (the seller) get my money? I didn&#x27;t see anything about their sending regular payments to my business&#x27; bank account (but I may have missed it).
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exo_duz超过 11 年前
Hope they will start allowing overseas sellers soon. I know a lot of merchants who&#x27;d be interested in this service.
zerop超过 11 年前
Problems -- No Micropayments and Probably service is only for US merchants..
josephagoss超过 11 年前
Hey werner, any chance you will accept Bitcoin one day?
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yashg超过 11 年前
Only for US merchants. Sigh. Ok.
sandeshkumar超过 11 年前
This is killer!
paulhauggis超过 11 年前
I have bad experiences with Amazon, so I don&#x27;t think I would ever use this service.<p>A couple of years ago, I was a seller on the Amazon marketplace. My account got banned and there was absolutely no way to talk to a real person to try to resolve the issue.<p>They shuffled me around to different customer service reps (all through email, no phone support) who would give me cookie-cutter responses. Eventually, they just stopped answering my emails and told me not to contact them anymore.<p>Luckily, I got my remaining account balance back in 90 days.
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moneyrich4超过 11 年前
you guys should not use this - amazon has a history of retarded tech support<p>they also overban customers.
mikegogulski超过 11 年前
Dearest Great God C&#x27;thulhu,<p>Please eat the people who keep giving Jeff Bezos more money inciting him to become an even bigger jerk <i>last</i>.<p>Thank you. I remain, as always,<p>Your humble Cultist, Mike
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drcode超过 11 年前
I&#x27;m surprised this is at the top of hacker news... Is there any innovation here? Seems like a &quot;me too&quot; product, or am I missing something?
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