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Apple Pushes Deeper Into Mobile Payments

49 点作者 sirteno超过 11 年前

7 条评论

Renaud超过 11 年前
I&#x27;m both eager to see what they do and a bit afraid that their weight will stifle progress in that area (if only because any competing tech will have no chance of being allowed on that platform).<p>Having a secure way to pay with your phone, without divulging your credit card number to the merchant, without the risk of having your card duplicated or robbed, would be a massive advantage.<p>However, I&#x27;m a bit wary that Apple will be both too greedy and start behaving like a bully, if not toward its customers, at least toward the merchants.<p>I also don&#x27;t like Apple&#x27;s paternalistic attitude toward controlling access to content it deems &quot;mature&quot;. Will they prevent me from using their payment system for stuff they do not approve of?<p>Like with the App store, will merchants have to bow to the mighty Apple and be forced to abide by its many rules -even the unwritten ones- to be allowed on their payment system?
smackfu超过 11 年前
It&#x27;s doesn&#x27;t seem like this is physical goods in physical stores, but physical goods in internet stores. So you could have a &quot;Pay with iTunes Account&quot; button at the end of the purchase process, along with the &quot;Pay with Paypal&quot; button.<p>I&#x27;m not entirely sure I see where the profit motivation for Apple is. They can&#x27;t charge much more than the standard 2.X% that the other processors charge. And only a few tenths of a percent of that is profit. I guess they could force all iOS apps like the Amazon iOS app to use their payment system and charge a higher percentage, but that would cause a lot of ill will and would probably chase companies back to web apps.
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PanMan超过 11 年前
I used their payments to buy something in the Apple store last week. It really feels like stealing: You walk in, take the product, scan it with your phone, and walk out. If they enable this for other merchants, it would be a huge business.
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k-mcgrady超过 11 年前
A nice advantage Apple has in this area is their retail stores. They can test (and already are testing) mobile payments in their own stores before rolling it out publicly. One problem they will face is that if it&#x27;s tied to iPhone they are severely limiting the number of people who can use it and if merchants have to pay for any hardware for their stores they will go with the mobile payment provider with the largest market share.
Tycho超过 11 年前
I think it&#x27;s probably the best business opportunity facing any of the tech giants right now.
gustoffen超过 11 年前
This helps explain why all bitcoin wallet apps are banned from the app store.
Thiz超过 11 年前
Apple Coin?<p>I for one welcome our new crypto overlords.
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