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Ask HN: How much disposable income should you have?

5 点作者 cunninghamd超过 11 年前
I'm curious, how much disposable income should you have, after things like rent/mortgage, car payment(s), groceries, etc.? I know it's subjective, but what are the general budgeting guidelines?

3 条评论

ctb_mg大约 11 年前
I think you&#x27;ll struggle to find a solid suggestion since disposable income isn&#x27;t something people directly budget for; it&#x27;s what&#x27;s left over after you&#x27;ve ensured everything else is budgeted for.<p>The thing is, what is your disposable income for? Going out to the movies every weekend? If you enjoy movies that much, why not roll it out of &#x27;disposable income&#x27; and into your regular monthly budget?<p>Or did you have a more refined definition of disposable income?
josephjrobison超过 11 年前
Are you wondering percentage wise or an absolute dollar amount for living in one of the top 10 largest cities in the world or US?
评论 #7278977 未加载
sharemywin超过 11 年前
you didn&#x27;t mention retirement. That should be about 10% of your income.