what's your interest rate? if you can get a good interest rate and have it locked, then why not?<p>right now my 30k loan is locked at 2.86% - it's lower than inflation (I think)
you can do it for federal loans for 3 years<p>private loans usually have a 6 or 12 month limit<p>call your lenders<p>it's a simple process, especially for federal.
I don't understand why you're in college at the first place. College educates you to make a good decision and you're not sucking any of those information obviously. <p>I'm surprised you stayed THAT long (with 150k debt) at school. Obviously you're not into "schedules", "rules", and "disciplines".