This is mainly about creating your own wealth. The first basic question is how do you want to spend your time? Since we are creatures of habit, having a scheduled 9-5 job with someone else directing you can be very comforting. It takes a special kind of person to go off and schedule your own day, work hard towards a goal, all while fitting in your normal life in between. With a job, you are forced to go to work at a set time, then when it's done you go home and continue your life for a few hours. Not everyone wants to spend that time creating wealth.