"8. Human capital, the value of talent will be the most valuable resource in the 21st century."<p>Although this was probably always somewhat the case, this will be the FOCUS for the next generation of innovation. Human Capital can be defined in a number of ways, but my belief is that this equation captures the essence of this term...<p>DETERMINATION + INTELLECT + PEOPLE + VISION = HUMAN CAPITAL<p>what do you think?