Nearly All U.S. Home Depot Stores Hit By Credit Card Theft

I&#x27;m quite surprised by the blasé attitude the US has to card security.<p>The lack of chip and pin still surprises me. I&#x27;m surprised a lot of the bigger retail companies haven&#x27;t put pressure on the banks to bring this in.

How is <a href="http://rescator.cc/" rel="nofollow">http:&#x2F;&#x2F;rescator.cc&#x2F;</a> still online and facilitating the transactions when they are clearly selling stolen goods? I assume they are in Russia or similar. Are they using bitcoin, or do they actually use PayPal?<p>Their forum is also utterly amazing, and downrigh scary: <a href="https://lampeduza.so/" rel="nofollow">https:&#x2F;&#x2F;lampeduza.so&#x2F;</a><p>Would be interesting if payment processors such as Stripe, Braintree, Amazon Payments, and Balanced periodically got CC dumps, and proactively blacklisted cards before the issuing banks notice and decline.

99% correlation sounds high, but I wonder what the correlation is with other stores, and with what statistical confidence you can actually conclude that Home Depot was the victim here...

You should be able to easily dispute charges at a &quot;big box store&quot; that were not chip-and-pin transactions, and that did not use the three-digit security extension to the number.<p>I&#x27;ve had a chip card for, what, some seven or eight years in Canada.<p>Here is a July 2007 story about how RBC (Royal Bank of Canada) logged 10 million chip transactions:<p><a href="http://www.newswire.ca/en/story/14243/rbc-marks-10-million-world-wide-chip-card-transactions-with-rbc-platinum-avion-visa-card" rel="nofollow">http:&#x2F;&#x2F;www.newswire.ca&#x2F;en&#x2F;story&#x2F;14243&#x2F;rbc-marks-10-million-w...</a><p><i>&quot;RBC today announced it recently surpassed over 10 million successful chip transactions at compatible merchant locations in Canada and worldwide. This milestone comes four years after RBC became the first Canadian financial institution to begin issuing chip cards nationally to its Platinum Avion Visa cardholders in 2003.&quot;</i>

Aren&#x27;t debit cards part of the problem? I only use my credit card and then just pay that as I go. Much easier to dispute charges on a credit card.<p>Also, if the card is stolen and my bank account is emptied, with a credit card all that would happen is that my credit limit on one of my cards is temporarily reduced.

I was at a home depot on September 1st and my credit card was declined for security reasons. I just moved to a different state, but I had no problem using the card at other stores that same day, including to make a larger purchase at the same mall as the home depot.

This is supposed to be much bigger than the Target breach. If this doesn&#x27;t give the move to the more secure EMV chip and pin method in the US, nothing will.