So this is for me to meet up with friends, right? Not strangers?<p>I really, really wish my friends would use something like this, but they won't. It's been a struggle over the course of 2 years to get them all on Venmo. P2P payments are a no-brainer and even life-changing, but they were just too lazy. And as of now, I have about 1/3 of them on Hangouts instead of SMS.<p>Things like this are great, but even young, relatively tech-friendly people are too set in their ways.