This happened to me this week, slightly differently: I took my non-booting MacBook, on which Snow Leopard had been installed a few weeks ago, into the local Apple store [Note: the disk problem on the MacBook was made more critical by the fact that while investigating it, using my backup disk to boot from, I managed to drop the backup drive about 3 feet, killing it]. I'm not 100% sure what they did: the "Genius" I was interacting with was a fast typist. When I got home, after buying a new backup disk [3X the capacity, ~same price as the old one], the internal drive was not only unbootable, but my user account directory was empty. Luckily DiskWarrior came through, finding just about everything. Almost back to normal.