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What's the cheapest living situation possible that still has basic utilities?

80 点作者 format997超过 10 年前
I&#x27;m curious about possible non-conventional living arrangements to cut out one of my biggest expenses. If location weren&#x27;t a primary concern (I can telecommute as a programmer, but would still want to live within a few hours of a major city), what&#x27;s the cheapest living arrangement possible? Buying cheap land and hooking up utilities to a mobile home? What are the fees like to run utilities to new property? Are there cheaper living structures than mobile homes? Are there completely different ideas I&#x27;m not considering?<p>I&#x27;d be curious if I could set myself up with a basic home for $40,000 or less that would mean I wouldn&#x27;t have to pay any other living expenses going forward besides unavoidable ones (property taxes [though I could pick a state without property tax], maintenance and utilities).

27 条评论

delbel超过 10 年前
I&#x27;ve been able to do this after re-arranging my life over the past 5 years. I bought 7 acres of bare land for $35k and built a 200 sqft tiny house for $4,000. I homestead as much as I can and my bills are approximately $40&#x2F;DSL, $40&#x2F;Electrical, $35&#x2F;Car insurance (I drive a 90s Honda), and approximately $30 a month in property taxes. I spend about $40 in propane for heat in the winter and my air conditioning bill is an extra $15&#x2F;month in the summer. I&#x27;m halfway between Portland and San Francisco and do telecommute node.js&#x2F;angular work. I&#x27;m saving up to build a nice house and a this summer backhoe. Some projects I&#x27;m working on this summer include a biodigester to supplement my propane for cooking gas, a rocket mass heater to eliminate my propane, a backyard blacksmiths area, drip irrigation and cistern system, and more fencing for livestock. My property search took me several years and I had no experience in construction but learned most of it from youtube and asking friends. I lived in a camper trailer while I built my place. So to answer your question, about $200 a month is the cheapest I can survive on.
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patio11超过 10 年前
Pick a college town and rent an apartment, optionally with a roommate. In much of the American midwest this implies an all-in rent &amp; utilities expense in the $500 range.<p>If you wanted to try something more exotic, you can do the digital nomad thing and rent somewhere in Thailand for ~$100 a month, but honestly as a programmer I feel that optimizing sub-$500 expenses is not the best use of one&#x27;s time versus figuring out how to make money in a stable and hopefully increasing-over-time fashion.<p>I understand the aesthetic appeal of going off the grid but if you wouldn&#x27;t get a job as an electrician or day laborer which paid $400 a month then you shouldn&#x27;t take on any major construction project to save $400 a month.
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bruceb超过 10 年前
You want to live in a city with great medical, great arts, and sports? Then go to Cleveland. Homes starting at $10k (some maintenance required)<p><a href="http://www.trulia.com/for_sale/Cleveland,OH" rel="nofollow">http:&#x2F;&#x2F;www.trulia.com&#x2F;for_sale&#x2F;Cleveland,OH</a><p>It is cold...but it isn&#x27;t Detroit.
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helen842000超过 10 年前
If you want to buy a home &gt; <a href="http://www.tumbleweedhouses.com" rel="nofollow">http:&#x2F;&#x2F;www.tumbleweedhouses.com</a><p>If you want to travel &amp; rent &gt; <a href="https://nomadlist.io" rel="nofollow">https:&#x2F;&#x2F;nomadlist.io</a>
jws超过 10 年前
Used travel trailers and RVs older than 15 years are ludicrously cheap. Arrange with the seller to drop it at your property if you don&#x27;t have a big enough tow vehicle. You can find small patches of land in rural America for very little money. Say $10k for an acre in woods of no particular scenic beauty with power and water. Once you pick an area a real estate agent can help you find someone&#x27;s old wilderness retreat or abandoned farmstead.<p>Speaking as someone with a solar installation, I wouldn&#x27;t screw with solar if I were worried about cost. Live like you are on solar and you will buy $0.30 of electricity a day from the power company.<p>Your limitation is going to be fast enough internet, that will keep you close enough to be under cable tv or a benevolent telecom.
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toddrew超过 10 年前
Move to a cheaper country. I moved to Guatemala a few years ago and live for around $8000 a year which includes a nice wooden cottage on a lake with three volcanos, decent internet, and eating out in really great restaurants three times a day.<p>3:05 is the lake <a href="https://vimeo.com/87304272" rel="nofollow">https:&#x2F;&#x2F;vimeo.com&#x2F;87304272</a>
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cthulhuology超过 10 年前
The cheapest way I&#x27;ve found to live was to buy a 4+ unit apartment building that when the 3+ other apartments are fully rented cover the cost of the mortgage, and utilities. As a result, net out of pocket each year for housing + utilities + taxes + insurance is &lt; $0. (we turn a profit each year) For us, this means we can reinvest our earnings in our businesses and live a very comfortable middle class lifestyle. We live in a city, 3 blocks for 3 different cafes, a dozen restaurants, laundrymats, etc.
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api超过 10 年前
I met a &quot;prohobo&quot; once. Chatted with him at a coffee shop. He was living in a squat, had 4G&#x2F;LTE Internet, and a solar panel for his electronics. Rode Greyhound and&#x2F;or the rails around the country (the latter, he said, is hard to get away with these days). Said he also occasionally stayed in hotels when he needed to freshen up and get a better nights reset for a while.<p>I think he made a living doing contract web programming, routed his money to an electronic bank account.
Beached超过 10 年前
You may try looking into Tiny houses, they may cause some problems with zoning in some area&#x27;s so picking a location will require some research.<p>A tiny house can easily run under $20,000 fully equipped. Some people have been able to build them for under $10,000.<p>Fix the house with solar panels, maybe a small wind turbine for electricity. tin roof with a rain water collection, you can run is through a 3 stage or 5 stage filter into a small water tank under a couch. Solar or propane hot water heater, propane gas stove. Grab yourself a 5-mile wifi- antenna to pick up wifi from coffee shops nearby. Composting toilet or a standard RV backwater holding tank to take care of the nasty.<p>A tiny house with this set up can take care of all of your basic utilities and if you are frugal, resourceful and pick up recyclables, you could drive down the cost possibly under $10k.<p>Check out this video for my favorite tiny house build. <a href="https://www.youtube.com/watch?v=VckbqU4kK2I" rel="nofollow">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=VckbqU4kK2I</a><p>Edit: You will need a car&#x2F;truck that can tow it around. But an automobile would definitely come in handy if you still want to commute into the city.
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lordbusiness超过 10 年前
You&#x27;d do well to consider the life of a digital nomad. Here&#x27;s some links to get you started.<p><a href="http://nomadlist.io/" rel="nofollow">http:&#x2F;&#x2F;nomadlist.io&#x2F;</a> <a href="http://nomadjobs.io/" rel="nofollow">http:&#x2F;&#x2F;nomadjobs.io&#x2F;</a> <a href="https://weworkremotely.com/" rel="nofollow">https:&#x2F;&#x2F;weworkremotely.com&#x2F;</a>
EGreg超过 10 年前
Move to Thailand but have customers in the USA and Europe<p>Besides Thailand and other countries with a low cost of living, some towns in the USA will actually pay you to move there.<p><a href="http://www.thepennyhoarder.com/6-cities-that-will-pay-you-to-live-there/" rel="nofollow">http:&#x2F;&#x2F;www.thepennyhoarder.com&#x2F;6-cities-that-will-pay-you-to...</a><p>You can also join various subsidy programs and grants:<p><a href="http://becolorado.org/programs/be-colorado-move" rel="nofollow">http:&#x2F;&#x2F;becolorado.org&#x2F;programs&#x2F;be-colorado-move</a><p>Finally I recommend the Mr Money Mustache blog. Anyone read it?
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bikamonki超过 10 年前
My advice: don&#x27;t take a radical path until you control&#x2F;manage your current path. I am also a web developer and can&#x2F;have worked remotely but I think that deep down one needs social interaction (even more so if you have kids!). I was also looking to minimize expenses but instead of taking a radical path I decided to control my expenses while keeping most of my lifestyle and guess what? With enough discipline and team work (your partner, if any, must agree with the plan) you may get very low on expenses without having to change too much your routine. The formula was dead obvious for me and you&#x27;ve heard it a thousand times: pay down debt, get rid of credit cards (keep a couple for EMERGENCIES), get rid of unnecessary expenses, buy used, reuse, don&#x27;t buy toys, don&#x27;t eat out too much, buy wholesale, bike to work, walk to groceries, etc. Many times the solution to a problem&#x2F;want&#x2F;need is not money but creativity and rational thinking, e.g. do you need a backyard b&#x2F;c you want a bbq on your &#x27;own&#x27; place? You will do that bbq maybe 10 times&#x2F;year. Is it worth it to buy the land&#x2F;house for that reason? How about a public park for the bbq, or the outdoors? One final word: a mortgage is 99% of the time a bad (financial) decision.
dionidium超过 10 年前
If you&#x27;re serious about <i>cheapest</i> as the most important variable, then the sort of glib (but true) answer to this question is to observe where people who have <i>no other choice</i> end up living, which means a trailer in a rural area or housing in the cheapest parts of any large U.S. metro.<p>If you&#x27;re lucky enough to have startup capital, then you can reduce your recurring expenses to practically nothing. You can find a trailer for a few grand, for example, and functional houses can be found for less than $20k in many American cities. You can probably find parks charging only a couple hundred a month for lot rent, if you go the trailer route, and property taxes will be minimal on houses in the described range, if you choose that, instead.<p>If you don&#x27;t want to invest anything up front, you can still find housing for around $350&#x2F;mo in the worst parts of the Midwestern city I live in. (But you shouldn&#x27;t expect a very <i>hands-on</i> landlord.) You might even find weekly- or daily-rate housing that&#x27;s cheaper, but I&#x27;ve never personally looked into that sort of thing.<p>Obviously, there&#x27;s a reason that these areas are so inexpensive, but I&#x27;ve optimized only for cost.
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Exenith超过 10 年前
Keep the regular job. Just buy a cheap van, and rent a 24&#x2F;7 parking space.<p>You can figure out the rest. Buy takeaways or use a gas stove for food, use a 24&#x2F;7 gym for showering&#x2F;toilet, and go to your job for the internet (alternatively, the library, free WiFi places, or mobile net).<p>That&#x27;s probably the cheapest way to live without being entirely homeless (or just buying land&#x2F;house).
rjdagost超过 10 年前
The cost to run utilities to a property varies considerably with location. Typically it depends on the distance of your property from existing electrical lines. If you purchase land way off grid it can cost &gt; $100K to get an electrical connection. So you need to do some research before buying any land. At some point it is cheaper to generate your own electricity. If you generate your own electricity then you need to research what form of energy is most plentiful for your region (solar, wind, hydro, or a gas &#x2F; diesel generator). You might consider getting a property with decent hydroelectric &quot;head&quot; (water flowing with a significant elevation drop) as microhydro power tends to be more reliable than solar or wind. I advise you to research this site for more options: <a href="http://www.homepower.com/" rel="nofollow">http:&#x2F;&#x2F;www.homepower.com&#x2F;</a>
1971genocide超过 10 年前
Trying to go completely off grid - building your own house - is way too much hassle.<p>I think of it as an optimization problem. you do not want inconvenience yourself too much with having to worry about your own home being towed !. It will add unwanted stress to your life.<p>The best approach as someone said - &quot;college town with a roomate&quot; - this is the lowest you should go since college dorms are really fancy these days and are super cheap. the extra saving you will get by going below this ( becoming essentially homeless ) is not worth the other problems associated with it ( security, winter, etc )<p>Money is not the end of it all. Mental wellbeing and physical wellbeing is always more important.<p>The other great advantage of college town is its filled with people who want to socialize. You dont want to be 50 and look back at your life as someone who saved a lot of money and lived in a car.
maratd超过 10 年前
&gt; (I can telecommute as a programmer, but would still want to live within a few hours of a major city)<p>and<p>&gt; I&#x27;d be curious if I could set myself up with a basic home for $40,000 or less<p>As others have mentioned, it&#x27;s not too hard to build an off-the-grid small house. If you want to go with new, that&#x27;s certainly an option.<p>Since you don&#x27;t mind being a couple hours from a major city, may I suggest spending a bit more and buying used? You can buy yourself a decent one family home within that distance span. Add some solar panels and you&#x27;re good to go.<p>You can also buy a two-family, rent out one of the units, and actually make money. Lots of options in real estate if you don&#x27;t want to spend a ton.
NamTaf超过 10 年前
Cheapest for whom? Many of my mates worked at mines, and therefore lived on site with all expenes paid - utilities, meals, boarding, etc. In the off time, I&#x27;m sure you could find some way to minimise many of those expenses too.<p>Basically, any job that requires you to relocate will minimise YOUR expenses, because your company will pay for it all. But I get the feeling that&#x27;s not what you were after.
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lo_fye超过 10 年前
the generic term for &quot;tumbleweed houses&quot; is &quot;tiny homes&quot; or &quot;tiny houses&quot;. there&#x27;s also a couple in New York? who built a great house out of a shipping container.
webnrrd2k超过 10 年前
How about living in a van or RV? Check out <a href="http://www.reddit.com/r/vandwellers" rel="nofollow">http:&#x2F;&#x2F;www.reddit.com&#x2F;r&#x2F;vandwellers</a>.
percept超过 10 年前
@dang&#x2F;HN admin: It was disappointing to see this thread instantly go from Page 1&#x2F;Top Ten to Page 3&#x2F;#64.<p>Did some auto-filter get triggered?
Spooky23超过 10 年前
Draw a fifty mile circle from a mid sized city, and look for a recent vintage double wide trailer.
kirk21超过 10 年前
1 ) college town &#x2F; sharing flat 2 ) short period: live in your office building
Pxtl超过 10 年前
Move to a big city in a poor country.
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electromagnetic超过 10 年前
As an aspiring writer (read as: as someone aspiring to earn less money) I&#x27;ve looked into this quite a bit.<p>I&#x27;m married with kids (well soon to be plural anyway) so the cheap rents are out of the question, and despite their generally lower cost apartments aren&#x27;t ideal. Not only is there a high risk of bedbug infestation, which will set you back significantly if you get hit, but the costs are fixed and will increase every year.<p>From what I&#x27;ve figured out reading other peoples stories, the best way is to go nearly-off-grid. If your area allows mobile homes as a primary dwelling, then this is generally the ideal. They&#x27;re generally cheaply available, they&#x27;re normally of a size comparable to a single bed apartment, but they also come up to 3 and 4 bedroom models with two bath.<p>In rural areas these often have wood stoves as the primary heating with small propane&#x2F;electric ones as backup so your pipes don&#x27;t freeze if you go away for a weekend.<p>If you&#x27;re setting up in a rural area, with 5+ acres of land you can easily be self-sustaining on your own wood supply. You can set yourself up with a small wind turbine and solar rig for your electricity.<p>Honestly though, the majority of my work experience is from various construction fields. I want to go this way to maximize my freedom. Cutting wood and tilling soil is just exercise to me so I don&#x27;t have a problem growing my own vegetables and managing my own wood lot. The only thing I&#x27;ve spent money on owning my house was getting my furnace replaced, and only then because I didn&#x27;t have the equipment to do the piping due to the age of my house.<p>My dream is to build my own house from the foundation up, and if possible using lumber I harvest myself.<p>So really you need to quantify what your reasons for doing this are. If it&#x27;s just reduce expenses for a few years to maximize your savings you&#x27;re probably best going for a college town apartment. If you want to escape the city and are merely using your skills as a means to an end to fund this endeavour, then I&#x27;d say learn the skills and go rural.<p>There&#x27;s people in Alaska and elsewhere who can make ends meet at $10 a month. You need soap? Save your stove ashes, put them in a lye barrel and you make your own lye that you can mix with fat you&#x27;ve saved from cooking or - if you&#x27;re really into it - your own hunting, or your own animals.<p>When you pay for a burger at McDonalds you&#x27;re paying for the guy who grew the corn, the guy who fed the cow, the guy who drove it to the slaughter house, for the slaughter, for the processing, for the guy who drives the delivery truck, for the kid who cooks and makes the burger, and for the kid who serves you - and for every owner, manager and foreman along the way.<p>You can pay nothing at all for a burger by growing your own corn, raising your own cows and slaughtering them, growing your own wheat, raising your own chickens and making your own bread.<p>So: Earn a shit ton of money, buy a $750,000 house and never do anything around the house. Gardener does the outside, maid does the inside and takes the garbage out on garbage day. You pick up most of your food from restaurants, or you can even hire a housekeeper that does the groceries and prepares an evening meal for you.<p>You can earn good money, buy a $250,000 house. You&#x27;ll mow your own lawn, you&#x27;ll do your own cleaning and cooking. You&#x27;ll do small repairs around the house, etc.<p>Or you can do what off-grid can do. You earn nothing, you sell what you have to. You grow your own food, hunt&#x2F;raise your own meats, and you make pretty much everything you want.<p>The question is, how far down the rabbit hole does your happiness lie?
danielbnelson超过 10 年前
Yurts!
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fartclops超过 10 年前
Buy a property with separate unit(s) in the back and rent them out. You&#x27;re now living near-free or even making a profit.