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Ask HN: Where to Register a Company When Being a Traveling Digital Nomad?

151 点作者 dnohr超过 10 年前
Do you have any recommendation on where in the world to register a company when being a traveling digital nomad and EU citizen in Asia?<p>I&#x27;ve been reading a bit about the Hong Kong and Singapore company structures, which both offer low tax and flexibility. I would like to hear more about it from experienced people.<p>Thanks.

31 条评论

Radim超过 10 年前
You should be asking questions about your tax domicile, double taxation treaties, your personal legal status w.r.t. to this company, cost of extracting personal profits from this company, can you get a bank account as non-resident, VAT rules etc.<p>Lots of variables there.<p>Tax offices in most countries have ways of ignoring cute little &quot;bulletproof&quot; accounting setups, throwing the book at you even retroactively (money, even jail time).<p>I mean, if you&#x27;re a small fish, you may well slip under the radar. But obviously you&#x27;re asking for trouble if you set up a company somewhere, hoping for the best, because someone on HN suggested &quot;country XYZ, low taxes!&quot;.<p>For what it&#x27;s worth, I &quot;digitally nomaded&quot; through Asia on tourist visas, acting as my normal, home legal entity. No problems. But don&#x27;t take that as legal advice :)
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qengho超过 10 年前
Panama offers a super easy residence visa to citizens of 48 &quot;friendly&quot; countries. If your primary country of residence is Panama, you don&#x27;t have to pay taxes on non-Panama-sourced income (as long as your country of citizenship doesn&#x27;t tax you on your worldwide income as a non-resident). Panama corporations also don&#x27;t pay taxes on non-Panama-sourced income.<p>From Panama City it&#x27;s a 2.5 hour flight to Miami, 5 hours to New York &#x2F; Toronto, about 7 hours to LA &#x2F; Vegas, 10 hours to Amsterdam. Copa airlines has its base in Panama city and operates direct flights to many US and South American destinations.<p>A lot of people in Panama speak English so it&#x27;s fairly easy to get by even if you don&#x27;t know much Spanish. I found people in Panama City to be very friendly and helpful. Panama City also has great infrastructure, Internet, roads, apartments..<p>If you&#x27;re a citizen of one of the 48 &quot;friendly&quot; countries you can be a legal permanent resident in Panama is a matter of months for under $5000.<p>And if your profession &#x2F; business is global and online, you can likely break free of highway-robbery tax rates and the mind-numbing, time-wasting accounting &#x2F; reporting requirements of your home country by moving to Panama.<p>Unfortunately for US citizens, they&#x27;re still on the hook for US taxes even if non-resident in the US. But for citizens of 47 other countries, Panama is just about the #1 easiest and most practical residence option on the planet at the moment.<p>Search for &quot;Panama Friendly Nations Visa&quot;.
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jMyles超过 10 年前
I haven&#x27;t checked on the state of e-Estonia in a few months, but I think they&#x27;re trying to be the place for this sort of thing? They&#x27;re rolling out the services later this year I believe.<p><a href="https://e-estonia.com/e-residents/opportunities/" rel="nofollow">https:&#x2F;&#x2F;e-estonia.com&#x2F;e-residents&#x2F;opportunities&#x2F;</a>
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tiernano超过 10 年前
Ireland? CRO[1] gives details about registering a company and the requirements, and the New Companies Bill of 2014[2] will make things easier for smaller companies.<p>[1]: <a href="https://www.cro.ie/Registration/Overview" rel="nofollow">https:&#x2F;&#x2F;www.cro.ie&#x2F;Registration&#x2F;Overview</a> [2]: <a href="https://www.cro.ie/New-Act-2014/Overview" rel="nofollow">https:&#x2F;&#x2F;www.cro.ie&#x2F;New-Act-2014&#x2F;Overview</a>
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charlesdm超过 10 年前
This depends highly on your country of citizenship, as well as country of residence.<p>Americans have it different than most others, because they are taxed globally.<p>A true &#x27;digital nomad&#x27; without set residency somewhere might also encounter problems, because certain countries might challenge the tax treatment of certain transactions. (depends on if you&#x27;re selling your own stuff, or doing consulting, for example)<p>Talk to a lawyer (or law firm), see legal500.com (-&gt; tax) for some recommendations. A firm in the country you&#x27;re currently residing in is a good starting point.
durdn超过 10 年前
Derek Sivers has been working on providing this sort of data for a few years. He created <a href="https://woodegg.com/books" rel="nofollow">https:&#x2F;&#x2F;woodegg.com&#x2F;books</a> first and now apparently that effort is converging into <a href="http://gotolaunch.in/" rel="nofollow">http:&#x2F;&#x2F;gotolaunch.in&#x2F;</a>
taxtaxtax超过 10 年前
For Americans, what would an ideal structure be?<p>We&#x27;re taxed on personal income worldwide, with small exemptions for living overseas&#x2F;based on tax treaties, etc.<p>But on the corporate side, can you incorporate in a 0% tax location, then leave the money in the corporation? You&#x27;ll be taxed when you pull it out, but if you leave it in then you have a larger capital base to re-invest, and can grow the money faster. Then worry about taxes when you take the money out.<p>Is this plausible? Can you own the corporation outright without any tax implications, or would it be more ideal to put it in a trust or foundation type of ownership structure?<p>And obviously a lot of here us are doing digital&#x2F;mostly online businesses. Could you open a US based LLC that is a subsidiary of the foreign company, for passing through Stripe payments, and for managing your salary payments?
mariocesar超过 10 年前
I can&#x27;t give you and advice. But I&#x27;m observing a lot of foreign companies (software agencies) getting full residence in Bolivia like Cochabamba y Santa Cruz de la Sierra, I had friends working as full time programmers and doing consulting for this companies, and I had heard a lot that the owners prefers to stay here and pay taxes here, for what I know is useful for UK, Canadian and France citizens.<p>Here in Boliva we typically complaint about taxes management and government regulation, but looks like is a breeze compared to other countries.
decentrality超过 10 年前
It would be extremely helpful to know what the company you wish to form does. If it&#x27;s product-based that&#x27;s very different from service-based... and if it&#x27;s an intangible product that&#x27;ll be very different from a tangible one.<p>If not legally, in practice. With the nomadic piece, you have a certain amount of momentum that makes it hard to pinpoint your origin, so you might be giving up freedoms by putting a flag in the ground when you don&#x27;t need to.
g4k超过 10 年前
Hong Kong incorporation is easy and not expensive. Tax regulations are interesting, too.<p>You find a few more details here: <a href="http://www.guidemehongkong.com/" rel="nofollow">http:&#x2F;&#x2F;www.guidemehongkong.com&#x2F;</a>
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kintamanimatt超过 10 年前
Now? Estonia. Hands down, Estonia. Although I haven&#x27;t done it myself yet, I intend to, simply because it now makes an incredible amount of sense.<p>In case you don&#x27;t know already, Estonia is offering an e-residency program[-2]. For the time-being it requires a quick trip to Estonia to get this (and it&#x27;s open to everybody regardless of nationality), but afterwards you can run and administer a company remotely with this smart card. (Bonus points for the fact the smart card reader plays nicely with Linux as well as OS X and Windows.) Soon you won&#x27;t even need to show up in Estonia, but will be able to register as an e-resident at one of their consulates.<p>Estonia have made it pretty straightforward to run a business there and it doesn&#x27;t appear to be especially expensive to start an Estonian company either. To the best of my knowledge you can deal with the government entirely online and IIRC in English too. (This is a big deal because some English-speaking countries like the Netherlands have tax offices that are forbidden from speaking English unless they come out to you in person, even though all the staff are fluent. I hear this might change in the Netherlands in the future.)<p>Banking in Estonia appears to be awesome and developed. Stripe isn&#x27;t there yet, but Paymill is.<p>Estonians are fluent in English and just about everything the government, banks, etc publish online is in English. The Estonian government even translates some of their laws (like the ones pertaining to companies) to English too. They might be translating others but I&#x27;ve just never looked.<p>Taxes aren&#x27;t super low, but are pretty sensible and IIRC corporate profits aren&#x27;t taxed until they&#x27;re distributed. [-1]<p>To the best of my knowledge, Estonia didn&#x27;t really implement the EU cookie directive. They got a slap on the wrist for it but no Estonian site (even big bank and government sites) has those &quot;y&#x27;all accept cookies?&quot; banners. That&#x27;s a good sign.<p>The biggest downside to Estonia is its size. It&#x27;s going to be a ghastly nightmare to hire a decent number of staff if you want them to be all in the same building in Estonia, but hey, why not just run a 100% remote company? But cross that bridge if and when you come to it. You can always just open up offices in other cities around Europe or other places.<p>[-2] <a href="https://e-estonia.com/e-residents/e-residency/" rel="nofollow">https:&#x2F;&#x2F;e-estonia.com&#x2F;e-residents&#x2F;e-residency&#x2F;</a><p>[-1] <a href="http://www2.deloitte.com/content/dam/Deloitte/global/Documents/Tax/dttl-tax-estoniahighlights-2014.pdf" rel="nofollow">http:&#x2F;&#x2F;www2.deloitte.com&#x2F;content&#x2F;dam&#x2F;Deloitte&#x2F;global&#x2F;Documen...</a>
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decentrality超过 10 年前
Wow I was just thinking about this, having a cup of coffee next to a creek out on the edges of town, after asking this:<p><a href="https://news.ycombinator.com/item?id=8939426" rel="nofollow">https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=8939426</a><p>Right now I&#x27;m in the United States and I&#x27;m forming a Nevada Series Limited Liability Company. I needed a Registered Agent to do that, but the question came up for me: how long do I need to be somewhere, and what kind of mailing address do I need, to not even need a Registered Agent?<p>Nevada has no State tax, but there&#x27;s still Federal. I&#x27;ll be watching this with interest on the tax piece... otherwise to me, in this country, it seems like Nevada is the way to go.
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contingencies超过 10 年前
Ultimately it depends what you want it for. I usually live in Asia so some info there follows...<p>.sg = low corp tax (first 3(?) years waived). someone else here mentioned capital gains scenario. stock market secrecy regime is designed for laundering burmese drug money. US lapdog. its boring as batshit... see <a href="https://en.wikipedia.org/wiki/Disneyland_with_the_Death_Penalty" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Disneyland_with_the_Death_Pena...</a><p>.hk = low personal tax (none, unless resident &gt;3 months&#x2F;year). can open business and bank account within 2 hours (pay an agent). first world level of service. less US-friendly and more fun than .sg.<p>.cn = low chance anyone will come looking at your balance. basically no tax. nice forex trajectory for CNY at the moment. only way to really do business in china. possible to convert inbound international SWIFT xfers to EUR&#x2F;USD&#x2F;RMB cash, even without a bank account, with any foreign &#x27;id&#x27; document. online banking is crap. foreign banks are barred from providing most services despite china signing to the contrary when joining the WTO. ~impossible to process card not present credit card transactions. its bladerunner meets monkey magic meets the land of opportunity. taobao is a big win if you ever do hardware sourcing.<p>other countries in Asia tend to lack decent english or infrastructure, but may provide interesting fringe benefits (eg. IIRC Philippines gives you permanent in&#x2F;out visa with a property purchase, has lots of good english speakers, though they recently dropped their relative bank secrecy to US pressure)
mynewcompany超过 10 年前
Ideally you&#x27;d want a business entity that is as inexpensive as possible to maintain but provides liability protection in case you&#x27;re sued. Then you need to consider where you will be &quot;registering&quot; this business (apart from the original country) as a foreign company because that will involve expenses, tax, etc. Finally, if you&#x27;re just one person, not really renting offices, not really hiring employees in the country where you are operating you need to ask yourself do you need to really register in that country as a foreign company and who would know if you didn&#x27;t.<p>My company has been thinking of creating a sort of &quot;world company&quot; package for people like you: solid main entity (Wyoming LLC for example); globally accessed banking, mail scanning&#x2F;forwarding, etc. I&#x27;m curious if that would appeal to you (or anybody else on HN). Email me mattknee at google&#x27;s mail system if so.<p>Here&#x27;s our general information page for international clients that might be helpful with other issues: <a href="http://www.mynewcompany.com/international.htm" rel="nofollow">http:&#x2F;&#x2F;www.mynewcompany.com&#x2F;international.htm</a><p>Good luck!
briggers超过 10 年前
Well, in Singapore you&#x27;ll need at least one SG-resident board member. Probably not you if you&#x27;ll be travelling constantly.<p>On the other hand, if you can manage this I&#x27;ve found forming and dissolving companies in SG to be very easy, not to mention the tax and accountancy processes.
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softwarerero超过 10 年前
I moved from Germany to Paraguay. When I work from Paraguay I have to pay 10% income taxes (it does not matter if I do it as a person or a company) and if it is for a local client another 10% of VAT (IVA). When I travel and do onsite jobs in other countries the Paraguayan government does not demand any taxes.<p>To get permanent residence you need to visit Paraguay, proof that you have a fortune of at least 5K USD and run around a few days between different agencies. I helped a US citizen some month ago with his residency and we had everything together in 4 days, it would have been 3 if we not had forgotten one paper.
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jwilliams超过 10 年前
Whilst Singapore comes up a lot as a company HQ - it&#x27;s often not due to company taxes (which are _rarely_ as straightforward as you pay x%, no matter the domicile).<p>The big draw to Singapore is usually for the individuals - Singapore has no Capital Gains Tax (<a href="http://en.wikipedia.org/wiki/Capital_gains_tax#Singapore" rel="nofollow">http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Capital_gains_tax#Singapore</a>). At a personal level, if you&#x27;re flipping a multi-million dollar business that&#x27;s a big deal.<p>As other commenters have mentioned, the company&#x2F;personal&#x2F;VAT picture becomes more murky.
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unimportant超过 10 年前
HK - easiest, cheapest and no taxes for income sourced outside of HK.
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mangeletti超过 10 年前
The answer is not, &quot;um, it depends on X&quot;, which usually indicate a lack of understanding of the problem as well as a lack of knowledge about the solution. People, especially tech nerds which tend to have ego issues, need to learn to just say &quot;I don&#x27;t know&quot;, or to simply not answer a question that they don&#x27;t know the answer to. It doesn&#x27;t depend on anything. The best place to register a business for international travel is the same as the best place to avoid having to pay taxes on your income, while maintaining impunity. The Cayman Islands, for instance, make for an interesting conversation. The only real problem that you have to be okay with breaking a few laws. For instance, if you are traveling in countries that require you to pay income tax for income earned while in their country, and you are working for an American company of the contractor, etc., technically you need to pay taxes there, but most people in the situation would not. If you are okay with breaking those types of laws, then your best bet is just to find a place that is willing to hide your information, hence the Cayman Islands. Now, the Cayman Islands won&#x27;t work for everyone, because you have to have a significant investment to found a company there, but you can do this and other places with little or no investment, such a Belize, or any number of tax havens.
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seekingcharlie超过 10 年前
I recommend Hong Kong.<p>There&#x27;s a lot of people on nomadforum.io&#x2F; that will have first-hand experience on this FYI.
martinald超过 10 年前
The UK is pretty good. All filing can be done online, corporation tax rates are pretty low (20%).
level09超过 10 年前
Dubai is the place, Tax free, as low as ~4000 Euros&#x2F;year for a single person (FZE) company.<p>Nothing else is required (office&#x2F;staff), virtual services are provided at additional fees (secretary etc ..)
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dubeye超过 10 年前
What about invoicing clients? If I move an established UK registered business to Panama or Estonia, can I use the same UK bank account? What changes for the client?
alltakendamned超过 10 年前
Register your company where there is no corporate tax, be a citizen of a country with no income tax.<p>As to the how and what, I&#x27;m willing to learn myself.
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eric_khun超过 10 年前
&quot;I am not a lawyer or CPA and this is not legal advice. It is for general guidance only. You should work with an attorney and a CPA for specific professional advice.<p>If you&#x27;re American, this gets really sticky. The US taxes you on your worldwide income. If you have a US corporation, it is also taxed on worldwide income, so it can be double taxed. And foreign corporations in the US are taxed on US-sourced income.<p>However, there is a loophole. If you own a company outside the US, and the company earns money outside of the US, it&#x27;s only taxed in the US when the money comes back into the US. So, many people have companies registered abroad (Hong Kong is a popular jurisdiction) and money earned offshore is accrued in the foreign corporation. Expenses abroad are also paid by the foreign corporation. So, you can effectively avoid the money being double taxed (paying personal income tax only) if you earn money offshore and your offshore corporation pays your salary.<p>Also, if you&#x27;re working abroad, it&#x27;s not a vacation. A lot of things you spend money on are legitimately considered business expenses. So, if something is a business expense, pay for it with company earnings that haven&#x27;t been taxed.<p>Now, what about paying income tax in the jurisdiction where you were living abroad? Typically, countries only tax income sourced within the country, and many countries have tax treaties where income is only taxed once. So, for example, if you&#x27;re living in China, a country that has a tax treaty with the US, and you&#x27;re paid by a company outside of China, and you pay taxes in the US, you don&#x27;t actually have to pay taxes in China. Technically you are supposed to file there (at least in Beijing), but this isn&#x27;t actually enforced unless you&#x27;re on a Z-type visa and you are working for a Chinese company. And, if you&#x27;re on a tourist visa pretty much anywhere in the world, you won&#x27;t owe any tax in the country you were visiting. As best I know, no country in the world charges tourists income tax!<p>One thing that WILL happen if you&#x27;re living abroad, and have foreign bank accounts: You will get audited if you claim tax exemptions that apply when you live outside the US. In my case, this came in the form of a letter to my Chinese address which basically said &quot;prove you&#x27;re really living in China,&quot; and gave me a list of documents to supply as evidence of same. There was a list of 8 or so things, of which I had to supply 3. I just sent the IRS everything on the list (not only 3 of the things, but all of the things), mailed the package from Beijing, and I never heard from them again. I think they just wanted to make sure I really was living abroad.&quot;<p>edit : this comment come from here <a href="http://nomadforum.io/t/what-is-the-tax-situation-for-perpetual-travelers-like/186/13" rel="nofollow">http:&#x2F;&#x2F;nomadforum.io&#x2F;t&#x2F;what-is-the-tax-situation-for-perpetu...</a><p>These links might be really helpful : <a href="http://www.irs.gov/Individuals/International-Taxpayers/Foreign-Earned-Income-Exclusion" rel="nofollow">http:&#x2F;&#x2F;www.irs.gov&#x2F;Individuals&#x2F;International-Taxpayers&#x2F;Forei...</a> <a href="http://flagtheory.com/digital-nomad/" rel="nofollow">http:&#x2F;&#x2F;flagtheory.com&#x2F;digital-nomad&#x2F;</a> <a href="http://flagtheory.com/nevis-llc-formation" rel="nofollow">http:&#x2F;&#x2F;flagtheory.com&#x2F;nevis-llc-formation</a> <a href="http://nomadforum.io/t/what-is-the-tax-situation-for-perpetual-travelers-like/186/" rel="nofollow">http:&#x2F;&#x2F;nomadforum.io&#x2F;t&#x2F;what-is-the-tax-situation-for-perpetu...</a>
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arfliw超过 10 年前
HK and Singapore are both good options. Both also really good for offshore banking.
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return0超过 10 年前
Malta
throwaway95847超过 10 年前
HK is a decent choice. You do probably have to go there to open a bank account. But regardless, far more important is the tax&#x2F;domicile rules in your own country.<p>Edit: Also judging by the comments so far you don&#x27;t want to trust HN on this.
comrade1超过 10 年前
Do you need to register a corporation? Or do you just need a legal entity other than yourself to pass your earnings through? Will you have employees? Partners?<p>If you just need something simple with no employees partners then you probably only need the equivalent of a u.s. LLC which separates your business income&#x2F;debt from your personal income&#x2F;debt. Find whatever the equivalent is where you&#x27;re a resident.<p>If you need an actual corporation then it&#x27;s much tougher. Where I live (Switzerland) you need to start out with a lot of capital, probably need a lawyer and an accountant, etc.<p>It will get complicated if you need to register a corporation outside of where you&#x27;re a resident and paying your taxes.
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sixQuarks超过 10 年前
I believe the first $100,000 in income is not taxed if you live outside the US for at least 330 days out of the year. This is for federal tax. If you are registered in a state with no income tax, then you would pay zero tax on that first $100k.
snitko超过 10 年前
Do not register a company. Accept Bitcoin and provide great service people want.