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Ask HN: How do you receive USD for work abroad without getting ripped off?

13 点作者 waterlooalex超过 10 年前
To those that work for a US company (but live elsewhere), how do you get paid, and do you manage to avoid horrible fees?

10 条评论

mdekkers超过 10 年前
We use transferwise for almost all of our international payments. transferwise rocks. We used to use XETrade, but this isn't available to us where we currently live and work. Our bank(s) hate us for using transferwise, and actually try many different ways to stop us from using it (except for making the process cheaper - funny thing, that)
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khronnuz超过 10 年前
I've used Paypal because it was very simple to setup, until I realised how much I was losing, then I setup a bank to bank international wire, which took some time because most account managers I have talked had no idea how to do. It still takes some fees, but a lot less compared to Paypal.
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donw超过 10 年前
I&#x27;ve got a business bank account with Chase, and they&#x27;ll do currency conversions and international transfers, via online banking, with a minimum of fees.<p>They&#x27;ve also got a credit card (Sapphire Preferred, I believe) that has no currency exchange fees, and has both a chip (useful in Europe) and a magstrip (useful everywhere else).<p>If you set up a local bank account, keep the FBAR in mind.
maguay超过 10 年前
Some banks—such as Thailand&#x27;s Bangkok Bank—have a US branch just for receiving transfers. That way, you have a US routing number along with your normal local bank account number, and then can get your US pay despoiled just as if it were going to a US account. Fees tend to be lower than manually wiring money each month.
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therealmarv超过 10 年前
You mean bank transfer fees?! You cannot avoid them unless you also have an US bank account which you won&#x27;t get if you are not living in the US. Private money transfer is pretty cheap with well known services like e.g. Paypal (I&#x27;m guessing this is one of the main reasons Paypal exists, easy and cheap).
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seekingcharlie超过 10 年前
I have a US bank account &amp; use OzForex (you can use USForex as a US citizen). I&#x27;ve also used XE Trade in the past.<p>Transferwise is awesome (much better UI), but not as good as OZ&#x2F;USForex or XE in terms of rates.
anthony_barker超过 10 年前
A lot of this is dependent on where you live? Are you billing via a US&#x2F;International LLC? Or is this a direct contract? do you spend USD in the current country or another currency?
PedroSena超过 10 年前
At least here in Brazil the best way is to convert the USD to Bitcoins and sell it in the local market, however not every company is willing to do so.<p>When there is no such option: Wire transfer
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hackerboos超过 10 年前
TransferWise.
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canterburry超过 10 年前
Is no one here aware of WesternUnion? It&#x27;s the oldest and largest money transfer company around.
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