FacePay?

&quot;Facebook split Messenger off into its own app to save you one extra click on the Messages tab.&quot;<p>Uhm, what? What they did was forcing their users to open up a separate app to do something with was working great already within the app, without having to open up a separate app. But now every time you want to do messaging, you have to wait the extra two seconds for &quot;Messenger&quot; to open up. What a terrible example by the TechCrunch author. Maybe he was ironic?

Honest question: has Facebook done anything to indicate that they are willing and able to protect user data? Because social and financial are two words that I don&#x27;t like seeing near each other. I ask because I deleted my account years ago because I felt I had too little control over what was shared and with who, concerning when the service is from a company with no financial incentive to keep any data private. I have no idea if those behaviors have changed and no real interest in looking into it myself.

There&#x27;s also Line Pay for places where that&#x27;s prominent<p><a href="https:&#x2F;&#x2F;help.line.me&#x2F;line&#x2F;android&#x2F;categoryId&#x2F;10001102&#x2F;" rel="nofollow">https:&#x2F;&#x2F;help.line.me&#x2F;line&#x2F;android&#x2F;categoryId&#x2F;10001102&#x2F;</a><p><a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=Xv25NjPxzW4" rel="nofollow">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=Xv25NjPxzW4</a>

Do retailers really want Facebook owning the entire marketing sales funnel, including the customer relationship? This article makes it sound like this is a new feature for businesses, but it sure doesn&#x27;t look like they have the best interests of businesses at heart.<p>It&#x27;s not friction if you have to smile and say hello to the guy at the apple cart before you buy your apples.

&gt; What if buying something was as easy as Liking it? You’d probably buy a lot more, and buy it through whoever made it so damn simple.<p>Exactly. There is Paypal. Afaik, Amazon and Google discontinued their similar service that was in competition with Paypal (API for third party website payments) - but why? (I think that were the services: Amazon WebPay, Google Checkout)

Facebook has a huge opportunity here to build the mobile payment killer app. If they can get this integrated with NFC, you can pay for the tab at a restaurant and split the check among you and your friends. Realistically, you could use it to split nearly ANY bill - Facebook just has to build an interface.<p>The only question is if the payment processors and Apple&#x2F;Google will leave the door open wide enough.

Glad to see they&#x27;re catching up to WeChat (Tencent) in China, who&#x27;s been doing similar functionality for a while now (messaging brands).

This won&#x27;t be like WebPay or Checkout. Considering all the businesses and Family&#x2F;Friends already in FB, this can be put into very good use.<p>But I was kind of waiting for Youtube competant from Facebook for sometime now. I think Facebook is one of the major sources for Youtube and FB has ability to do something about it.

I don&#x27;t think the author of this article has ever used Facebook or actually read the details on the thing he&#x27;s writing about. Facebook having a payment method doesn&#x27;t solve a single problem with either Facebook or payment methods in general.

This is also a good way to add unlimited context to a transaction.