<i>"... The reality is that for most businesses, they don't need more cash, they need more brains. ..."</i><p>Nice quote and a reality for a lot of software companies and is a key JOS essay: <i>"... convert money to code through programmers ..."</i> ~ <a href="http://www.joelonsoftware.com/articles/fog0000000074.html" rel="nofollow">http://www.joelonsoftware.com/articles/fog0000000074.html</a><p>The suggestions here are pretty useful but the title, <i>Sweat equity</i> left a bitter taste. Sweat equity works okay where you are a founder not a hired hand. It really means lower wages with a <i>chance</i> of payoff at the mercy of founders.<p>More reason for starting your own startup.