Am I the only one who thinks this is likely for the purpose of additional Know-Your-Customer preverification, rather than for advertising?<p>If Paypal can be sure that fewer of the accounts pumping money through the system are doing so for anonymous multi-identity money-laundering, then the horrifying "we froze your account because started getting Real Money through it and that's suspicious" step can happen less often.<p>Though, thinking about it, even just switching to mandatory phone-based 2FA (with options to either call or text) would technically require a "we can robocall you" clause. The 2FA system is a robot!